Local Medicare Advisor in Kitsap County

Q: Do I need to enroll in Medicare if I'm still working past age 65?

It depends on your employer's size. If your company has 20 or more employees, your group health plan is considered primary and you can delay Medicare Part B without penalty. If your employer has fewer than 20 employees, Medicare becomes the primary payer and you should enroll at 65 to avoid coverage gaps. Getting this wrong can result in permanent late-enrollment penalties. Call or text me and I'll review your specific situation — it's a quick conversation that can save you a lot of money.

Q: When should I contact a Medicare advisor if I'm retiring in 6 months and I'm over 65?

Right now — don't wait. Medicare has strict enrollment windows tied to your loss of employer coverage. Starting 6 months out gives us time to compare plans, confirm your doctors and prescriptions are covered, and make sure your coverage begins on the right date with no gaps or penalties. Call or text me today and we'll map out your timeline together.

Get your Medicare questions answered by a local Kitsap County advisor. Objective guidance, fast replies, and no high-pressure sales tactics.

Over 20 years of experience
Local advisor living and working in Kitsap County
Fast replies — usually within an hour
Objective, non-sales guidance
Help with Medicare Advantage, Supplements, and enrollment

Call 360-621-8488 Text a Question

Get Medicare Help

Quick response — usually within an hour.

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Eric Greth, local Medicare advisor in Kitsap County, Washington

Meet Eric Greth

I'm an independent Medicare advisor based right here in Kitsap County. For over 20 years I've helped people in Bremerton, Silverdale, Poulsbo, Port Orchard, and across the Kitsap Peninsula sort through their Medicare options — without the sales pressure or the runaround.

I work for you, not an insurance company. That means my advice is based on what's right for your health and your budget, not on a commission.

Most people call me because they have a question and don't know who to trust for a straight answer. That's exactly what I'm here for.

Call 360-621-8488 Text a Question

Why Work With a Local Medicare Advisor?

Big insurance companies send you to a call center. I pick up the phone.

Truly Local

I live and work right here in Kitsap County. I understand our community and the Medicare options available to local residents.

Fast Responses

Most calls and texts get a reply within an hour. No waiting days for a callback from a distant call center.

Objective Advice

I work for you, not an insurance company. My goal is to help you find the right plan — not push any particular product.

20+ Years Experience

Over two decades helping people navigate Medicare. Complex rules explained simply, without the insurance jargon.

Medicare Questions I Help With

Whether you're just turning 65 or want to review your current coverage, I can walk you through your options — clearly and without pressure.

Turning 65 and starting Medicare

Medicare Advantage plan comparisons

Medicare Supplement (Medigap) options

Part D prescription drug plans

Medicare enrollment deadlines

Comparing plans and total costs

Switching plans during open enrollment

Understanding your current coverage

Late enrollment penalties

Coordinating Medicare with employer coverage

Serving All of Kitsap County

I help Medicare recipients throughout the Kitsap Peninsula — in person, by phone, or by text.

Bremerton

Silverdale

Poulsbo

Port Orchard

Bainbridge Island

Kingston

Gig Harbor

All of Kitsap County

Frequently Asked Medicare Questions

Common questions from Kitsap County residents about Medicare enrollment and coverage.

Do I need to enroll in Medicare if I'm still working past age 65?

It depends on your employer's size. If your company has 20 or more employees, your group health plan is considered primary and you can delay Medicare Part B without penalty. If your employer has fewer than 20 employees, Medicare becomes the primary payer and you should enroll at 65 to avoid coverage gaps.

Getting this wrong can result in permanent late-enrollment penalties. Call or text me and I'll review your specific situation — it's a quick conversation that can save you a lot of money.

When should I contact a Medicare advisor if I'm retiring in 6 months and I'm over 65?

Right now — don't wait. Medicare has strict enrollment windows tied to your loss of employer coverage. Starting 6 months out gives us time to compare plans, confirm your doctors and prescriptions are covered, and make sure your coverage begins on the right date with no gaps or penalties.

Call or text me today and we'll map out your retirement Medicare timeline together.

Ready to Get Your Medicare Questions Answered?

Call or text now — fast replies, no pressure, no obligation.

Call 360-621-8488 Text a Question

Local Kitsap County Medicare Advisor · Fast Replies · No Sales Pressure